INFORMATION WE MAY COLLECT AND USE:
We collect information about you, which we may share now or in the future. We do this to help us identify you as our customer or our former customer, to process your transactions and requests quickly, to provide investment services to you or tell you about products or services we believe you may want and use. Information we collect includes:
- Information from you – When submitting your application, new account form, or requesting an insurance quote, you may give us information such as your name, address, Social Security number, financial, health and employment history.
- Information about your transactions – We may keep information about your transactions with our company, for example, the products you purchase from us, the amount you paid for the insurance, your account balances, or payment history.
- Information from outside our company – We may also collect other information that may include information from consumer reporting agencies such as your credit history, credit scores, driving or employment records. It may also include information from other individuals or businesses, such as medical and demographic information. We do not collect medical or health information in connection with securities business, except in relation to an application for a variable insurance product.
HOW WE TREAT YOUR INFORMATION:
CG Capital Markets, LLC may share the information described above with our service providers. These providers may require access to information about you to process or service transactions you have requested, to provide efficient customer services, or to inform you of our products or services you may find useful. Our service providers may be affiliated or unaffiliated, and may include financial service providers (for example, third party administrators, broker-dealers, insurance agents and brokers, registered representatives, companies that perform marketing services on our behalf, reinsurers, other financial institutions with whom we have joint marketing agreements) or non-financial companies and individuals (for example, consultants, vendors, and the Medical Information Bureau). Please be assured that we require these service providers to safeguard your personal information and to use or disclose it only for the work they are performing on our behalf, or as permitted by law. We may provide information to regulatory authorities and law enforcement officials in accordance with applicable law, or to others when we believe in good faith that the law requires it. In the event of a sale of all or part of one of our businesses, we may share customer information related to that business as part of the transaction. Unlike many other financial institutions, CG Capital Markets, LLC does not sell or share your information with marketers outside our company who may want to offer you their own products and services. Neither do we share information we receive about you from a consumer-reporting agency. You do not need to take any action for this benefit.
SECURITY OF INFORMATION:
Keeping your information secure is one of our most important responsibilities. We maintain physical, electronic and procedural safeguards to protect your information. Employees are authorized to access your information only when they need it to provide you with products and services or to maintain your accounts.
CONFIDENTIALITY OF MEDICAL INFORMATION:
We understand that you may be especially concerned about the privacy of your medical information. We want to assure you that we do not sell or rent to anyone your personally identifiable medical information, nor do we disclose it to others for marketing purposes. We only use and share personally identifiable medical information for purposes of processing your insurance application, administering your policy or claim, and other purposes permitted by law, such as disclosures to insurance regulatory authorities, or in response to legal process.
MAKING SURE INFORMATION IS ACCURATE:
We want to make sure that we have accurate information about you. Generally, upon written request, we will make your personal information available for your review. Information we have collected in connection with or in anticipation of a claim or legal proceeding will not be made available. If you believe that any of our records are inaccurate, you may notify us in writing of any corrections, amendments or deletions that you believe should be made. Questions about accessing or correcting your personal information should be directed to: CG Capital Markets, LLC 733 3rd Avenue, 24th Floor, New York, New York 10017 (212) 402-1330 (main)
CUSTOMER INFORMATION PROGRAM NOTICE
CG Capital Markets, LLC is a broker dealer registered under the Securities Exchange Act of 1934, and we are a member of FINRA. We are required to comply with the letter, as well as the spirit, of all State and Federal rules and regulations. We are required to inform customers that we will take appropriate measures to verify the identities of customers and other counterparties. We will verify and confirm customer information provided in order to comply with: the “know your customer” rules; anti money laundering rules and laws, and; anti terrorist statutes. We may take any and all of the following actions: verifying any information provided by you; contacting you by telephone; visiting your office; reviewing your website(s); and/or contacting references provided by you; as well as using (as needed) independent investigators, in order to verify your identities and to comply with these statutes.
Important Information You Need to Know about Opening a New Account:
To help the government fight the funding of terrorism and money laundering activities, federal law requires financial institutions to obtain, verify and record information that identifies each person who opens an account. This notice answers some questions about our Customer Identification Program.
What types of information will I need to provide?
When you open an account, we are required to collect the following type of information:
- Full Legal Name
- Business Address
- Your Tax Identification Number
- Legal Entity Documentation (ie certified articles of incorporation, government-issued business license, a partnership agreement or a trust agreement)
U.S. Department of the Treasury, Securities and Exchange Commission, FINRA, National Association of Securities Dealers and New York Stock Exchange rules already require you to provide most of this information. These rules also may require you to provide additional information, such as your investment criteria, objectives and risk tolerance. CG Capital Markets, LLC is a broker-dealer registered with the United States Securities and Exchange Commission and a member of FINRA, SIPC.
What happens if I don’t provide the information requested or our identity can’t be verified?
We may not be able to open an account or carry out transactions for you. If your firm has already opened an account with us, we may need to close it.